How to categorise expenses so the data is actually useful
Most category lists are built to describe the past. A useful one is built to answer a question you will actually ask. Seven rules from five years of keeping a household ledger.
Insights
Long and specific, written from five years of a real reconciled ledger rather than from a list of tips. Two tracks: general money habits, and guides to the app.
Most category lists are built to describe the past. A useful one is built to answer a question you will actually ask. Seven rules from five years of keeping a household ledger.
If you hold money in more than one currency, your net worth moves every day for reasons that have nothing to do with you. Here is how to separate what you did from what the exchange rate did, and why that one split makes the number usable.
Most people set up a finance app in the wrong order, end up with a screen full of numbers that do not reconcile, and quietly stop. Here is the sequence that works, and why each step has to come before the next.
How to keep a household ledger that tells you something useful. Categories, reconciliation, several currencies, property. None of it needs our app. It works just as well in a spreadsheet.
All articles →Getting real value out of the app. Workflows, imports, shared household ledgers, and the features that are easy to miss.
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